Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content 5 Benefits of Working in Retirement Here are 5 reason why you may consider working through retirement. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors.